Identity verification, KYC and AML screening for digital banks
Streamline your onboarding process with real-time identity verification and AML screening solutions for digital banks.
99% accuracy on verification results
Reduce manual reviews and onboard faster
Desktop or native deployment options
Identity verification and AML compliance for banking
Why digital banks choose ID-Pal to stay compliant and onboard genuine customers faster
Real-time KYC and KYB verification within your own customised AML framework. Protect sensitive customer data, reduce abandonment and defend against increasingly sophisticated fraud.
Drive conversion rates
Leverage AI-powered identity verification to onboard in real time. Reduce drop-off rates and drive operational efficiencies across teams and countries.
Zero access to customer data
ID-Pal is ISO 27001 and 9001 certified and has no access to data at any stage of the verification journey. Your data remains fully encrypted while in transit or at rest.
Simplify global onboarding
Align onboarding across all business channels and over 250 jurisdictions. Automate onboarding using our smart workflows and deliver one seamless onboarding journey.
Improve onboarding conversion rates
Deter fraudsters using a unique blend of biometric, document and database checks that adds more complexity to their attempts to commit fraud.
Verify identities up to 300x faster
Based on estimated savings and industry averages
Stop fraud before it reaches your business with identity verification built for accuracy, scale, and speed. ID-Pal helps you verify customers globally, reduce manual reviews, and make confident decisions backed by trusted data.
Multi-layered digital identity verification for banks
How our tools support identity verification for digital banks
ID-Pal’s real-time identity verification and AML screening solution increases conversion rates, prevents fraud at source, ensures robust compliance whilst safeguarding your business from fraud. Both ISO 27001 and 9001 certified, regulated fintechs can easily integrate ID-Pal via API or SDK, or off-the-shelf into existing systems and workflows.
Identity verification software
Transform your business with ID-Pal’s complete identity verification and risk intelligence platform that combines document, biometric, database and address checks in a single, configurable workflow.
Liveness detection
Liveness checks confirm a real, live person is completing your identity verification process. ID-Pal liveness testing instantly assesses micro-variations in fraudulent techniques. Our liveness testing technology is independently certified to prevent the latest presentation attacks.
PEPs and sanctions screening
Screen individuals in real-time against global PEPs and sanctions lists. Perform adverse media checks across live sources and easily enroll individuals for periodic risk screening and ongoing monitoring.
Document checks
With coverage across 16,000+ identity documents, ID-Pal performs up to 70 technical checks per document, to ensure authenticity and confidently reject suspicious submissions.
Address verification
Reduce onboarding times with address verification. ID-Pal verifies an individual’s name and address against multiple databases during onboarding, ensuring one clear address match and removing the need for a separate proof of address document.
Business verification
Our Know Your Business (KYB) verification software is the smarter way to verify businesses, identify beneficial owners and make confident onboarding decisions.
Facial matching biometrics
Our cutting-edge facial matching technology instantly confirms that the face in a submitted ID matches the person present. ID-Pal’s algorithms encode faces into high-dimensional vectors that can total thousands of dimensions, capturing skin texture, spatial geometrics and micro-features as part of our verification processes.
AML screening
Simplify complex Anti-Money Laundering (AML) and due diligence processes into a single, efficient workflow that allows you to meet AML requirements in any jurisdiction.
Advanced document fraud detection
ID-Detect eliminates common document fraud attacks by verifying that a genuine, physical ID is present. Protect your business from AI-driven fraud, compliance fines and onboarding friction.
Fully certified and industry accredited
See how our platform works
Discover how ID-Pal helps you verify customers, detect fraud and manage compliance. Get in touch for a no-obligation personalised walkthrough focused on your business needs.
99% verification accuracy
Real-time results
Zero access to customer data
Frequently asked questions
How Does Digital Identity Verification Enhance Security for Digital Banks and Neo Banks?
Digital identity verification solution is specifically designed to fortify the security framework of digital banks and neo banks. Leveraging advanced technologies such as artificial intelligence, biometric recognition, and real-time data analysis, it needs to ensure that every customer is thoroughly verified, significantly reducing the risk of fraud.
This process adheres to global regulatory standards, including KYC and AML, safeguarding against financial crimes and enhancing trust with your customers. By integrating a digital identity verification solution, digital banks can provide a secure, seamless banking experience, crucial in today’s digital-first financial landscape.
How Can Digital Banks and Neo Banks Ensure Compliance with KYC and AML Regulations Using Identity Verification?
Compliance with KYC and AML regulations is streamlined through robust identity verification. Our solution is tailor-made for digital banks and neo banks. ID-Pal automates the verification process, ensuring thorough checks against global databases, PEPs, and sanction lists.
Our system updates these checks in real-time to align with the latest regulations, providing an audit trail for easy reporting. This not only enhances compliance efficiency but also minimises manual errors, allowing your bank to focus on growth and customer service while meeting regulatory obligations with confidence.
How does ID-Pal identity verification improve onboarding for Digital Bank Customers?
Our award-winning identity verification solution prioritises user experience, making it incredibly user-friendly for digital bank customers. It simplifies the onboarding and verification process through a swift, intuitive interface using 100% AI-powered technology that requires minimal input from users.
Verification can be completed in just a few steps, using any smartphone or digital device, without compromising on security or accuracy. This approach significantly reduces onboarding abandonment rates and enhances customer satisfaction, fostering loyalty and trust in your digital banking services. With our solution, offering a frictionless yet secure verification process has never been easier.
Find out how we can help your business grow
