Identity verification, KYC and AML screening for fintechs
Enable fast, low-friction onboarding with real-time identity verification and KYC designed for fintechs, helping you approve legitimate customers quickly and detect risk earlier.
99% accuracy on verification results
Reduce manual reviews and onboard faster
Desktop or native deployment options
Identity verification and AML compliance for fintechs
Why fintechs choose ID-Pal to stay compliant and onboard genuine customers faster
Real-time KYC and KYB verification within your own customised AML framework. Protect sensitive customer data, reduce abandonment and defend against increasingly sophisticated fraud.
Verify identities with over 99% accuracy
Confirm that your customer is who they claim to be using trusted identity documents, biometric verification and database checks.
Zero access to customer data
ID-Pal is ISO 27001 and 9001 certified and has no access to data at any stage of the verification journey. Your data remains fully encrypted while in transit or at rest.
AI-powered verification
Onboard users in real time using AI-powered biometric, document and database checks for accurate results, robust fraud prevention and automated decisioning.
Improve onboarding conversion rates
Give legitimate customers a fast, straightforward verification experience with zero friction and multiple deployment options.
Verify identities up to 300x faster
Based on estimated savings and industry averages
Stop fraud before it reaches your business with identity verification built for accuracy, scale, and speed. ID-Pal helps you verify customers globally, reduce manual reviews, and make confident decisions backed by trusted data.
Multi-layered digital identity verification for fintechs
How our tools support identity verification for fintechs
ID-Pal’s real-time identity verification and AML screening solution increases conversion rates, prevents fraud at source, ensures robust compliance whilst safeguarding your business from fraud. Both ISO 27001 and 9001 certified, regulated fintechs can easily integrate ID-Pal via API or SDK, or off-the-shelf into existing systems and workflows.
Identity verification software
Transform your business with ID-Pal’s complete identity verification and risk intelligence platform that combines document, biometric, database and address checks in a single, configurable workflow.
Liveness detection
Liveness checks confirm a real, live person is completing your identity verification process. ID-Pal liveness testing instantly assesses micro-variations in fraudulent techniques. Our liveness testing technology is independently certified to prevent the latest presentation attacks.
PEPs and sanctions screening
Screen individuals in real-time against global PEPs and sanctions lists. Perform adverse media checks across live sources and easily enroll individuals for periodic risk screening and ongoing monitoring.
Document checks
With coverage across 16,000+ identity documents, ID-Pal performs up to 70 technical checks per document, to ensure authenticity and confidently reject suspicious submissions.
Address verification
Reduce onboarding times with address verification. ID-Pal verifies an individual’s name and address against multiple databases during onboarding, ensuring one clear address match and removing the need for a separate proof of address document.
Business verification
Our Know Your Business (KYB) verification software is the smarter way to verify businesses, identify beneficial owners and make confident onboarding decisions.
Facial matching biometrics
Our cutting-edge facial matching technology instantly confirms that the face in a submitted ID matches the person present. ID-Pal’s algorithms encode faces into high-dimensional vectors that can total thousands of dimensions, capturing skin texture, spatial geometrics and micro-features as part of our verification processes.
AML screeening
Simplify complex Anti-Money Laundering (AML) and due diligence processes into a single, efficient workflow that allows you to meet AML requirements in any jurisdiction.
Advanced document fraud detection
ID-Detect eliminates common document fraud attacks by verifying that a genuine, physical ID is present. Protect your business from AI-driven fraud, compliance fines and onboarding friction.
Identity verification and AML screening for fintechs
Build trust from the first interaction. ID-Pal helps fintechs verify customers, detect identity fraud and screen for financial crime risk, with ongoing monitoring as relationships develop.
Our identity verification solution uses a range of AI-powered technologies to accurately and quickly detect even the most sophisticated fraud attempts, while our AML screening combines individual and business checks with ongoing monitoring to ensure you know who you’re dealing with.
Identify financial crime risk early
Screen customers against sanctions, politically exposed person and watchlist databases. Identify potential matches beyond exact names, including spelling variations and aliases, so your team can assess relevant risks.
Keep pace with changing customer risk
A customer’s risk profile can change after onboarding. Ongoing AML monitoring helps your team identify new screening matches and assess whether further review is needed.
Give your team clearer decisions
Configure verification and screening workflows around your risk policies. Reduce repetitive checks, focus attention on cases requiring investigation and maintain an audit trail of checks and decisions.
Keep genuine customers moving
Bring identity verification and AML screening into one connected process. Give legitimate customers a straightforward route to your services while helping your team identify risks that need closer attention.
Fully certified and industry accredited
See how our platform works
Discover how ID-Pal helps you verify customers, detect fraud and manage compliance. Get in touch for a no-obligation personalised walkthrough focused on your business needs.
99% verification accuracy
Real-time results
Zero access to customer data
Frequently asked questions
Why is identity verification crucial for fintech companies?
For fintech companies, identity verification is pivotal in building a secure and trustworthy platform. It plays a critical role in preventing fraud, protecting user data, and ensuring compliance with global regulatory standards, such as KYC (Know Your Customer) and AML (Anti-Money Laundering).
Implementing a robust identity verification system enhances customer confidence and safeguards your fintech’s operations against identity theft and financial crimes, which is essential for maintaining the integrity of digital financial services.
How does your identity verification solution benefit fintechs?
Our identity verification solution offers fintechs a seamless, accurate, and efficient way to verify user identities. Leveraging advanced technologies like AI, biometric analysis, and live detection, it ensures a high level of security and compliance while providing a frictionless user experience.
This not only streamlines the onboarding process but also supports fintechs in meeting stringent regulatory requirements. Additionally, our solution is scalable and customizable, making it suitable for fintechs of all sizes and types, facilitating global expansion with confidence.
Can fintechs integrate your identity verification solution easily?
Our identity verification solution is designed for easy integration into fintech platforms. With our flexible API and SDK options, fintechs can quickly incorporate our verification processes into their existing systems without significant downtime or disruption.
This integration is supported by comprehensive documentation and our dedicated customer support team, ensuring a smooth transition.
The ease of integration means fintechs can enhance their security measures and improve user experience rapidly, staying ahead in the competitive digital finance landscape.
How can fintechs reduce onboarding friction without weakening customer checks?
Fintechs can reduce friction by making verification easy to complete remotely and automating checks that would otherwise require manual work. Combining document checks, facial matching and passive liveness detection in one process helps legitimate customers progress while directing cases requiring closer review to your team.
How does ID-Pal help fintechs detect identity fraud?
ID-Pal uses multiple checks to assess identity documents and the person presenting them. Document verification helps identify signs of tampering or forgery, facial matching compares the customer with their document photograph, and passive liveness detection helps establish that a real person is present.
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