Streamlined AML compliance and screening software

Simplify complex Anti-Money Laundering (AML) and due diligence processes into a single, efficient workflow that allows you to meet AML requirements in any jurisdiction.

Detect high-risk customers and protect revenue

Reduce onboarding delays and compliance bottlenecks

Automate PEP, sanctions and adverse media screening

Generate audit-ready AML reports instantly

AML compliance embedded at every step

Meet AML compliance demands without slowing your business

Complex regulations, increasing financial crime risk and growing volumes of customer data place significant pressure on compliance teams. At the same time, businesses need to onboard legitimate customers quickly and avoid unnecessary friction.

ID-Pal’s online identity verification and AML compliance solutions make it easier for businesses to meet complex AML requirements, with compliance built into a streamlined customer verification workflow.

Organisations can verify customers and businesses in real time across the globe, combining:

Digital identity verification
Risk-based due diligence
PEP, sanctions and watchlist checks
Adverse media screening
Ongoing monitoring
Complete AML auditability

One connected AML framework

Verify and onboard customers faster, without additional friction

Onboard legitimate customers faster

Automated identity verification and AML checks help compliance teams approve low-risk customers in real-time, reducing onboarding delays and abandonment rates. ID-Pal verifies identities, validates addresses and screens against global watchlists within seconds, helping businesses accelerate revenue generation without compromising compliance.

Reduce false positives and manual reviews

Traditional or legacy AML compliance systems generate large volumes of false positives that drain compliance resources. ID-Pal uses advanced AI-powered matching and risk-based workflows to improve AML screening accuracy, helping teams focus attention on genuine high-risk cases instead of repetitive manual checks.

Stay compliant and audit-ready at all times

Every verification generates a secure, timestamped Client Due Diligence report with a complete and robust audit trail. Compliance teams can quickly demonstrate regulatory adherence, simplify investigations and respond confidently to audits or regulator requests instantly.

Scale AML compliance globally

Supporting 16,000+ ID documents and 400+ data sources, expand into 250+ jurisdictions faster while maintaining consistent AML controls across regions and customer types.

Identity verification, AML screening and ongoing monitoring in one platform

How ID-Pal's AML screening technology works

AML screening is a critical part of effective AML compliance – helping businesses identify illicit actors, stop illegal funds from entering the financial system, and reducing the risk of serious legal and regulatory penalties.

Core AML compliance program

Build your AML programme around the checks, controls and ongoing oversight needed to understand who you are dealing with, identify potential risk and take appropriate action.

Verify identity

Know your customer (KYC)

Verify customer identities using reliable evidence and assess whether the information provided is consistent and credible.

Screen for additional risk

AML screening and due diligence

Screen customers against sanctions, PEPs, adverse media and other relevant risk indicators to identify potential exposure.

Continuous monitoring

Ongoing customer monitoring

Assess customer activity against defined risk indicators to identify patterns or activity that may require further investigation.

Tailored risk management

Risk assessment and internal controls

Use risk-based policies, procedures and escalation paths to determine when manual review or other controls are required.

Regulatory reporting and auditing

Bring customer checks, screening, monitoring and risk controls together to provide a clear view of AML activity and outstanding issues. Maintain appropriate records and evidence so decisions can be reviewed, controls can be tested and regulatory requirements can be demonstrated.

Go beyond exact-name screening

AML screening software without the noise

Financial crime screening rarely involves exact-name matches though. Variations in spelling, transliteration differences, aliases, abbreviations and incomplete records can all lead to missed connections or irrelevant hits when screening customers against sanctions, PEP and watchlist databases.

These poor-quality matches slow your team down, create unnecessary investigations and make it harder to focus on genuine financial crime risk. ID-Pal’s AML screening solution is designed to identify potential matches beyond exact-name comparisons, helping organisations uncover risks that traditional screening approaches can miss.

The customisable platform can align with internal risk policies, using tailored rules-based logic to help reduce unnecessary alerts and allow compliance teams to focus their attention on genuine risks rather than spending valuable time investigating low-quality matches.

Outcomes for your business

Enhanced match precision

Account for spelling variations, aliases and incomplete records to distinguish potential matches from irrelevant results.

Stronger risk detection

Stronger risk detection
Identify potential sanctions, PEP and watchlist connections that exact-name screening could miss.

Fewer unnecessary reviews

Tailor screening rules to your risk policies, helping your team focus on alerts that warrant investigation.

Lower operational costs

Reduce time spent investigating low-quality matches, freeing up compliance resources for higher-value work.

Fully certified and industry accredited

AML screening in 250+ jurisdictions

Screen against thousands of global risk data sources

ID-Pal brings thousands of global risk datasets into a single, streamlined screening process, providing a more complete view of customer risk before onboarding, helping compliance teams identify potential exposure earlier and make more informed compliance decisions.

ID-Pal’s AML screening checks against sanctions and watchlists across 250+ countries and jurisdictions, including:

U.S. Sanctions List — Office of Foreign Assets Control (OFAC)
EU Consolidated Sanctions List
UK Sanctions List — Foreign, Commonwealth & Development Office (FCDO)
Canada Sanctions List
UN Consolidated Sanctions List
OCC Shell Bank List
SECO List
Bureau of Industry and Security
CBI List — Central Bureau of Investigation
World Bank Debarred Parties List
Interpol Most Wanted
Government agencies
State agencies
Police forces

6,000+

Global sanctions watchlists

20,000+

Adverse media sources

Daily

Monitoring
refresh rate

24/7

Sanctions
updates

End-to-end AML compliance

Turn screening data into actionable risk intelligence, faster

Finding a potential match is only the beginning. Compliance teams need clear, actionable screening results that help them understand the risk and decide what to do next.

ID-Pal brings sanctions, PEP and adverse media results into one place, giving investigators a single workflow to review and manage alerts.

Teams can:

Review screening results efficiently
Assess potential matches in context
Prioritise relevant risk signals
Apply configurable risk rules
Document decisions consistently
Maintain a complete audit trail

Real-time verification in seconds

Reduce screening noise and alert fatigue

One of the greatest operational challenges in AML screening is managing excessive alert volumes.

Large screening programmes often generate significant numbers of potential matches that require investigation. Many of these alerts ultimately prove to be false positives, consuming valuable analyst resources and slowing operational processes. Industry practitioners consistently identify false-positive management as one of the most resource-intensive elements of screening operations.

Effective screening programmes rely on high-quality data, contextual matching and structured review processes to improve efficiency. ID-Pal helps organisations reduce unnecessary reviews by improving data quality at the point of screening and applying advanced matching and configurable screening logic.

One solution for full AML screening

Faster investigations, better screening outcomes

The effectiveness of AML screening is measured not only by the risks detected, but by how quickly teams can investigate and resolve potential matches. Compliance teams need access to screening results that are clear, actionable and easy to review.

Delays caused by fragmented systems, manual research or excessive alert volumes can reduce operational efficiency and increase investigation costs. ID-Pal brings sanctions, PEP and adverse media results into one place, giving your team a single workflow to review and manage alerts.

This allows investigators to evaluate alerts faster, document decisions consistently and maintain a more efficient screening operation.

The AML compliance platform with enterprise-grade security and data protection

ID-Pal is designed with a privacy-first architecture intended to minimise unnecessary exposure to customer data during the verification process. Security capabilities include:

Encrypted data transmission

All customer data is encrypted, whether in transmission or at rest.

Secure cloud infrastructure

Enterprise-grade cloud infrastructure designed for resilience and availability.

Role-based access controls

Control access to data through fully configurable user permissions.

Detailed audit logging

Maintain a record of activity to support compliance and internal governance.

Configurable data retention policies

Define how long verification data is stored to align with business requirements.

GDPR-aligned workflows

Data privacy compliance with GDPR principles at the core of the platform.

Zero data access principles

ID-Pal has no access to customer data at any stage of the process.

Flexible integration and deployment

Seamless integration with existing compliance and onboarding systems through APIs and SDKs.

See how our platform works

Discover how ID-Pal helps you verify customers, detect fraud and manage compliance. Get in touch for a no-obligation personalised walkthrough focused on your business needs.

99% verification accuracy

Real-time results

Zero access to customer data

Deep dive into AML screening with our knowledge base

AML compliance for legal and professional services firms

Discover why AML compliance matters for professional services firms, how to understand client suitability, and what maintaining compliance across everyday operations looks like.

Financial crime and fraud: Practical steps for AML compliance teams

For compliance professionals in regulated firms, the battle against fraud is an ongoing challenge that demands vigilance, expertise, and proactive measures.

A complete guide to financial crime and AML compliance

This guide brings together the key elements of financial crime and AML compliance to give a clear, practical view of what AML looks like today and what it takes to get it right.

Your AML screening questions answered

Frequently asked questions

Why is AML screening important for fraud prevention?

AML screening is a crucial process designed to prevent money laundering activities by closely monitoring and assessing the risks posed by customers as part of a wider AML compliance regime.

Our AML screening solution integrates seamlessly with identity verification processes, employing real-time checks against global watchlists, PEP (Politically Exposed Persons) lists, and sanctions lists. By identifying high-risk individuals and ongoing monitoring for suspicious activity, AML screening serves as a critical layer of security, ensuring compliance with regulatory requirements and safeguarding your business from the financial and reputational damages associated with money laundering.

What is AML compliance?

AML (Anti-Money Laundering) compliance refers to the set of laws, regulations, and procedures designed to prevent individuals and entities from disguising illegally obtained funds as legitimate income. Essential for maintaining the integrity of the global financial system, AML compliance helps deter criminal activities by requiring financial institutions and other regulated entities to monitor customer behavior, conduct due diligence, and report suspicious activities.

For businesses, adhering to AML regulations is crucial not only for preventing financial crime but also for avoiding hefty penalties from non-compliance. It protects the reputation of institutions, enhances investor confidence, and ensures the stability and transparency of financial markets. Implementing robust AML screening software allows organizations to detect and prevent money laundering and terrorism financing activities effectively, fostering a secure and trustworthy business environment.

Does ID-Pal support ongoing AML monitoring?

Yes. ID-Pal supports ongoing monitoring of individuals and businesses against updated watchlists, sanctions, and adverse media sources. This ensures that risk exposure is not assessed only at onboarding but maintained throughout the customer lifecycle. Alerts are generated when risk profiles change, enabling timely investigation and compliance action.

What is sanctions screening?

Sanctions are restrictions placed on countries, businesses or individuals to prevent them from engaging in certain activities. As part of AML regulations, businesses are required to check Sanctions lists prior to working with new customers to ensure that they do not work with sanctioned individuals.

What is a PEP?

A PEP is a Politically Exposed Person. These individuals represent a higher level of money-laundering risk due to the fact that they, or someone close to them, hold a prominent position that makes them more vulnerable to negative influences such as bribery or corruption. Screening for PEPs enables businesses to identify these high-risk customers, thereby ensuring robust AML compliance measures are in place.

Can ID-Pal screen both individuals and businesses?

Yes. ID-Pal supports screening for both individuals (KYC) and businesses (KYB), including directors, beneficial owners, and associated entities. This is particularly important for firms required to identify ultimate beneficial ownership (UBO) and assess the broader risk associated with corporate structures. Screening extends beyond the entity itself to the people behind it.

How does AML screening integrate with identity and business verification?

AML screening is integrated directly into ID-Pal’s identity verification and business verification workflows. This means organisations can verify identity documents, perform biometric checks, and run AML screening within a single platform.

The result is a unified onboarding and compliance process rather than fragmented checks across multiple systems.

What is Customer Due Diligence (CDD)?

Customer Due Diligence is the process of identifying and verifying a customer before establishing a business relationship. It involves confirming identity using reliable sources, understanding the purpose and expected nature of the relationship, and assessing the customer’s money laundering risk. CDD must be kept up to date and refreshed when risk factors or regulations change.

Enhanced Due Diligence (EDD) applies when a customer or transaction presents a higher risk of money laundering or terrorist financing. This includes politically exposed persons, customers linked to high-risk jurisdictions, complex ownership structures, or unusual activity.

Why is identity verification critical as part of AML compliance?

Technology has significantly transformed anti-money laundering (AML) compliance by introducing sophisticated tools that automate and enhance the effectiveness of compliance processes.

Artificial Intelligence used in identity verification improves the efficiency and accuracy of fraud detection, allowing for the identification of fraudulent actors committing money laundering.

Identity verification platforms streamline AML compliance processes, offering dynamic risk assessment, efficient reporting tools, and automation of customer due diligence (CDD) reporting.

By leveraging these technologies, firms strengthen their AML compliance programs, ensuring more robust protection against financial crime while optimising operational efficiency.