Leading the Way in Biometric Authentication and AI Fraud Prevention
ID-Pal has been shortlisted in three categories at the Payments Awards 2025: Biometric Authentication Innovation of the Year, AI-Driven Fraud Prevention Platform of the Year and Best Use of AI and Data in Payments.
Now in its thirteenth year, the Payments Awards celebrate innovation and excellence in the payments industry. Organised by FStech and Retail Systems, these awards recognise companies leading the way in payments technology, security, compliance, and user experience.
Judged by a panel of industry experts with deep knowledge across the sector, each entry is assessed on evidence of innovation, measurable impact, and effectiveness. To be recognised across three categories is an honour, and we are proud to be shortlisted alongside such impressive organisations.
Check out the full shortlist here.
Advancing Biometric Authentication
Being shortlisted for Biometric Authentication Innovation of the Year reflects ID-Pal’s commitment to enabling secure, frictionless biometric verification. By combining advanced AI biometric checks with liveness detection, our solution protects businesses against impersonation fraud while ensuring a seamless onboarding experience for end users.
This innovation delivers instant authentication with confidence—striking the right balance between speed, security, and user experience.
Pioneering AI-Driven Fraud Prevention
Our nomination for AI-Driven Fraud Prevention Platform of the Year highlights ID-Pal’s leadership in tackling identity fraud through ID-Detect. It addresses the growing sophistication of ID document fraud, protecting payments companies globally by adding an additional powerful layer to existing Document Verification processes.
Combating Document Fraud Attacks with ID-Detect
Research has shown that Screen Recapture, Photography and Portrait Substitution are present in 90% of all attempted document fraud attacks. Here’s what each involves:
- Screen Recapture: A digital reproduction of an identity document made using a device such as a mobile, tablet, computer, or monitor.
- Photocopy: A reproduction of a document printed from a digital image taken by a camera, copier, or scanner.
- Portrait Substitution: A fraudulent facial photo overlaid onto the portrait of a person in a genuine ID document.
With ID-Detect enabled, businesses benefit from enhanced document verification and accuracy rates on every submission. In testing, one attack vector showed an ability to detect up to 99% of fraudulent documents, giving greater assurance that a physical document is present, not a reproduction.
Learn more about the benefits of ID-Detect here.
Best Use of AI and Data in Payments
The shortlisting for Best Use of AI and Data in Payments recognises ID-Pal’s ability to apply AI and data-driven innovation in a way that directly benefits payments providers. Our 100% AI-powered platform delivers real-time verification results while ensuring zero access to customer data.
By meeting strict AML and KYC regulations with unrivalled data security, ID-Pal enables payments companies to grow securely and confidently—without compromise on compliance or efficiency.
Looking Ahead
The winners of the Payments Awards 2025 will be announced on 20th November in London. These nominations underline ID-Pal’s continued commitment to driving innovation in compliance, security, and user experience across the payments ecosystem.
For more details, please visit the Payments Awards website.
