Identity verification and KYC for financial services
Our compliance solution simplifies customer due diligence by automating AML and KYC checks, helping you verify customers faster, prevent fraud at source, and maintain regulatory compliance.
99% accuracy on verification results
Reduce manual reviews and onboard faster
Verify from 16,000+ identity documents
Identity verification for banks, payment providers and wealth managers
Why financial services providers choose ID-Pal for identity verification and KYC compliance
Real-time verification within your own customised compliance framework. Safeguard customer data, reduce abandonment and defend against increasingly sophisticated AI-driven fraud attempts.
Deter fraudsters with AI-powered defences
The more verification layers present, the harder it is for fraudsters to win. Most importantly, the user journey is easy and friction-free.
Reduce false positives and manual work
Verify the details submitted by an individual match their ID. Gain confidence in the identity of your clients, members or customers.
Check and onboard customers faster
Capture, verify and securely store data from any point of onboarding to align offline and digital channels and onboard customers faster.
Zero access to customer data
ID-Pal is ISO 27001 and 9001 certified and has no access to data during verification. Your data remains encrypted while in transit or at rest.
Verify identities up to 300x faster
Based on estimated savings and industry averages
Stop fraud before it reaches your business with identity verification built for accuracy, scale, and speed. ID-Pal helps you verify customers globally, reduce manual reviews, and make confident decisions backed by trusted data.
Multi-layered digital identity verification for financial services
How our tools support identity verification for financial services
ID-Pal’s real-time identity verification and AML screening solution increases conversion rates, prevents fraud at source, ensures robust compliance whilst safeguarding your business from fraud. Both ISO 27001 and 9001 certified, regulated fintechs can easily integrate ID-Pal via API or SDK, or off-the-shelf into existing systems and workflows.
Identity verification software
Transform your business with ID-Pal’s complete identity verification and risk intelligence platform that combines document, biometric, database and address checks in a single, configurable workflow.
Liveness detection
Liveness checks confirm a real, live person is completing your identity verification process. ID-Pal liveness testing instantly assesses micro-variations in fraudulent techniques. Our liveness testing technology is independently certified to prevent the latest presentation attacks.
PEPs and sanctions screening
Screen individuals in real-time against global PEPs and sanctions lists. Perform adverse media checks across live sources and easily enroll individuals for periodic risk screening and ongoing monitoring.
Document checks
With coverage across 16,000+ identity documents, ID-Pal performs up to 70 technical checks per document, to ensure authenticity and confidently reject suspicious submissions.
Address verification
Reduce onboarding times with address verification. ID-Pal verifies an individual’s name and address against multiple databases during onboarding, ensuring one clear address match and removing the need for a separate proof of address document.
Business verification
Our Know Your Business (KYB) verification software is the smarter way to verify businesses, identify beneficial owners and make confident onboarding decisions.
Facial matching biometrics
Our cutting-edge facial matching technology instantly confirms that the face in a submitted ID matches the person present. ID-Pal’s algorithms encode faces into high-dimensional vectors that can total thousands of dimensions, capturing skin texture, spatial geometrics and micro-features as part of our verification processes.
AML screeening
Simplify complex Anti-Money Laundering (AML) and due diligence processes into a single, efficient workflow that allows you to meet AML requirements in any jurisdiction.
Advanced document fraud detection
ID-Detect eliminates common document fraud attacks by verifying that a genuine, physical ID is present. Protect your business from AI-driven fraud, compliance fines and onboarding friction.
Trusted by leading financial services providers
ID-Pal helped us achieve our goal of onboarding new clients completely digitally and, for standard risk cases, in around 30 minutes, without any human intervention. ID-Pal’s facial matching, liveness and biometric checks have proved very robust and secure. It has considerably reduced the time it takes to onboard new clients onto our wealth platform.
Richard Gerrard, Head of Operations
Ardan International
Fully certified and industry accredited
See how our platform works
Discover how ID-Pal helps you verify customers, detect fraud and manage compliance. Get in touch for a no-obligation personalised walkthrough focused on your business needs.
99% verification accuracy
Real-time results
Zero access to customer data
Industry knowledge base
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Frequently asked questions
Why is digital identity verification a must-have for financial services providers?
Digital identity verification is critical in the financial services sector for safeguarding against fraud, building client trust, and fulfilling regulatory requirements.
By accurately verifying client identities, financial service providers can significantly mitigate risk, maintain compliance with international regulations like KYC and AML directives, and foster a secure environment for clients and businesses alike.
This is essential in maintaining the integrity of financial transactions and protecting against financial crime.
What types of financial services companies does ID-Pal work with?
ID-Pal supports banks, credit unions, fintechs, payment providers, wealth managers, fund administrators, insurers and asset finance providers. Our platform helps teams verify customers, carry out due diligence and manage financial crime risk across individual and business relationships.
How does ID-Pal help financial services firms meet KYC and AML requirements?
ID-Pal combines identity verification, address verification and AML screening to support customer due diligence. Financial services firms can verify customer information, identify potential risks and configure checks around their compliance processes. These capabilities support your organisation’s regulatory obligations and risk policies.
Does ID-Pal comply with international regulatory standards?
Our identity verification service is designed to comply with regulatory standards across 250+ jurisdictions and countries. We ensure adherence to the strictest data privacy regulations, such as GDPR, and have zero access to your customers’ data.
Our commitment to using 100% AI-powered technology allows financial service providers to operate with confidence in a global market while upholding the highest standards of fraud prevention against AI-fraud, fincrime and money laundering.
Can ID-Pal integrate with existing systems and workflows?
Yes. ID-Pal is available as a ready-to-use solution, through API and SDK integration, and within Salesforce. This gives financial services firms flexibility to introduce verification into existing processes or deploy a complete solution without building their own verification journey.
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